Privacy Policy

This Privacy Policy explains how Zambito Enterprise LLC, doing business as Zambito Health Quotes (“Zambito Health Quotes,” “we,” “us,” or “our”), collects, uses, and protects information when you visit our website, submit our quote request form, or take part in our text messaging program. By using our website, you agree to the practices described here.

1. Information we collect

Information you give us

When you fill out our quote request form, call, text, or email us, we may collect:

• Your name, email address, and mobile phone number
• Your ZIP code
• The type of coverage you’re interested in, your preferred contact method, and the best time to reach you
• Anything you choose to include in a message
• Whether you agreed to receive text messages, and the date, time, and web page where you gave that consent

What we don’t collect through the website: our form does not ask for Social Security numbers, Medicare numbers, dates of birth, or health conditions. Please don’t include them in your message. If you later decide to apply for a plan, the insurance carrier may require additional personal details. We’ll go over that with you directly and only submit it to the carrier you choose, at your direction.

Information collected automatically

Like most websites, our hosting provider and the services that power our site may automatically receive basic technical information such as your IP address, browser type, device type, and the pages you visit. See Cookies and analytics below.

2. How we use your information

• To respond to your quote request and schedule a consultation
• To research and compare insurance options that may fit your needs
• To contact you by phone, email, or (only if you consented) text message about your request, appointments, and policy follow-ups
• To send promotional text messages, only if you separately opted in to marketing messages
• To keep records required by law and by the insurance carriers we work with
• To maintain, secure, and improve our website

3. How we share information

We do not sell your personal information. We share it only as needed to serve you:

• Service providers who help us operate, such as our website form processor (Formspree), email provider, and text messaging platform. They may use your information only to provide services to us.
• Insurance carriers, when you ask us to request a quote or submit an application on your behalf.
• Legal and compliance purposes, when required by law, regulation, subpoena, or to protect our rights or the safety of others.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Text messaging (SMS)

If you check an SMS consent box on our form, you agree to receive text messages from Zambito Health Quotes at the mobile number you provided. Transactional messages (about your quote request, appointment reminders, and policy follow-ups) and promotional messages each require their own separate, optional consent. Consent is not a condition of purchase.

• Message frequency varies. Message and data rates may apply.
• To opt out, reply STOP to any message. You’ll receive one confirmation message, and then no further texts unless you opt in again.
• For help, reply HELP, or use the details in Contact us below.

Full program details are in the SMS Terms section of our Terms & Conditions.

5. Cookies and analytics

Our website does not use advertising cookies or tracking pixels. Fonts are loaded from Google Fonts, which means Google receives your IP address and browser information when the page loads. Our hosting provider and form processor may set technically necessary cookies or keep standard server logs for security and reliability.

If we add website analytics in the future, we will update this policy to describe what is collected and how to opt out. Most browsers also let you block or delete cookies in their settings.

6. Data security and retention

We use reasonable administrative, technical, and physical safeguards to protect your information, including encrypted (HTTPS) connections for our website and form, access limited to people who need it, and secure, password-protected accounts with our service providers. No method of transmission or storage is completely secure, so we can’t guarantee absolute security.

We keep personal information only as long as needed for the purposes described above, or as required by law and carrier record-keeping rules.

7. Your choices

• Opt out of text messages at any time by replying STOP.
• Ask us to stop calling or emailing you, or to update or delete your information, by contacting us using the details below. We’ll honor your request unless we’re required by law to keep certain records.
• Depending on your state of residence, you may have additional privacy rights. Contact us to exercise them.

8. Children’s privacy

Our website is not directed to children under 13, and we do not knowingly collect personal information from them through the site. Coverage for children is arranged with a parent or legal guardian.

9. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we’ll post the new version on this page and update the effective date above.

10. Contact us

Questions about this policy or your information? Contact: